Articles on industry trends and forces in venture capital, AI and startup spaces plus free insights on building financial models for valuations and data analysis.
There’s been a great deal of pessimism about the GFC (Global Financial Crisis), the economy, job prospects, the share markets in Australia (and the World) lately. Consumers are finding that the banks have started to tighten access to consumer loans
The Comparison Rate When assessing the effective cost of a loan, you will need to consider a few possible charges and not just the interest rate. Other costs and charges can include bank fees and up-front or settlement charges. The comparison
The ‘credit crunch’ has now lasted for nearly year and is starting to have a fairly noticeable impact on consumers and borrowers. The inability of many non-bank lenders to obtain funding for their loans means that there are now few
If you’re looking for more information on peer to peer lending, social lending, social loans, micro lending or person to person finance then check out some of the blogs and resources below: Peer to Peer Lending Blogs http://www.peer-lend.com/ http://www.p2pnobank.com/ http://www.rateladder.com
Borrowers often ask us “how do I apply for a loan and what do I need to do to show I am a good borrower?”. To be seen as a good loan applicant and potential borrower virtually all lenders (whether
Interest rates in Australia have been increasing for some time now and in our view are likely to rise a little further yet. There are a number of factors that have driven the increase in the underlying cash rate to 6.75%
As a new year approaches all of us here at the Lending Hub team wish you all the best for the festive season and a prosperous New Year. We have been working hard to get Lending Hub up and running
If you are an entrepreneur who is just starting out on building a small business, getting additional funding to allow your business to grow is probably one of the most difficult tasks that you would have to face. If you
We are working on creating true online personal loans that feature a simple amortizing profile (of fixed monthly repayments) that don’t require the borrower to provide collateral (security against the loan). Home loans are more complex products that require the
Upon receiving your paycheck, what is the first thing that you do with your hard-earned dollars? Do you first put aside the funds needed to pay your bills, or do you immediately think of purchasing ‘the’ item that you are
