1. Digital Products (Courses & Financial Models)

All sales of digital products (courses, financial models, and paid content) on Kapitalized.com are final once the product has been accessed or downloaded.

• Refunds are only granted if the user has not accessed or downloaded the product.

• To request a refund, contact us within 24 hours of purchase with proof that the product was not accessed.

• Once a refund is processed, access to the product will be revoked.

2. Subscription Payments

Monthly Subscriptions

• Users may cancel their subscription at any time.

• Upon cancellation, access to paid content will continue until the end of the current billing period.

• No partial or prorated refunds will be issued for unused time in the billing cycle.

Annual Subscriptions

• Annual subscriptions are non-refundable.

• Canceling an annual subscription will stop auto-renewal, but access will remain until the end of the paid term.

• No refunds will be given for early cancellation.

3. Exceptions

Refund requests due to technical issues (e.g., failed downloads, inaccessible content) will be reviewed on a case-by-case basis.

4. How to Request a Refund or Cancel a Subscription

To request a refund (if eligible) or cancel a subscription, contact us at:
Contact: Support request form